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german_credit_data

(First 100 rows)

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checking_status duration credit_history purpose credit_amount savings_status employment installment_commitment personal_status other_parties residence_since property_magnitude age other_payment_plans housing existing_credits job num_dependents own_telephone foreign_worker class
0 <0 6 critical/other existing credit radio/tv 1169 no known savings >=7 4 male single none 4 real estate 67 none own 2 skilled 1 yes yes good
1 0<=X<200 48 existing paid radio/tv 5951 <100 1<=X<4 2 female div/dep/mar none 2 real estate 22 none own 1 skilled 1 none yes bad
2 no checking 12 critical/other existing credit education 2096 <100 4<=X<7 2 male single none 3 real estate 49 none own 1 unskilled resident 2 none yes good
3 <0 42 existing paid furniture/equipment 7882 <100 4<=X<7 2 male single guarantor 4 life insurance 45 none for free 1 skilled 2 none yes good
4 <0 24 delayed previously new car 4870 <100 1<=X<4 3 male single none 4 no known property 53 none for free 2 skilled 2 none yes bad
5 no checking 36 existing paid education 9055 no known savings 1<=X<4 2 male single none 4 no known property 35 none for free 1 unskilled resident 2 yes yes good
6 no checking 24 existing paid furniture/equipment 2835 500<=X<1000 >=7 3 male single none 4 life insurance 53 none own 1 skilled 1 none yes good
7 0<=X<200 36 existing paid used car 6948 <100 1<=X<4 2 male single none 2 car 35 none rent 1 high qualif/self emp/mgmt 1 yes yes good
8 no checking 12 existing paid radio/tv 3059 >=1000 4<=X<7 2 male div/sep none 4 real estate 61 none own 1 unskilled resident 1 none yes good
9 0<=X<200 30 critical/other existing credit new car 5234 <100 unemployed 4 male mar/wid none 2 car 28 none own 2 high qualif/self emp/mgmt 1 none yes bad
10 0<=X<200 12 existing paid new car 1295 <100 <1 3 female div/dep/mar none 1 car 25 none rent 1 skilled 1 none yes bad
11 <0 48 existing paid business 4308 <100 <1 3 female div/dep/mar none 4 life insurance 24 none rent 1 skilled 1 none yes bad
12 0<=X<200 12 existing paid radio/tv 1567 <100 1<=X<4 1 female div/dep/mar none 1 car 22 none own 1 skilled 1 yes yes good
13 <0 24 critical/other existing credit new car 1199 <100 >=7 4 male single none 4 car 60 none own 2 unskilled resident 1 none yes bad
14 <0 15 existing paid new car 1403 <100 1<=X<4 2 female div/dep/mar none 4 car 28 none rent 1 skilled 1 none yes good
15 <0 24 existing paid radio/tv 1282 100<=X<500 1<=X<4 4 female div/dep/mar none 2 car 32 none own 1 unskilled resident 1 none yes bad
16 no checking 24 critical/other existing credit radio/tv 2424 no known savings >=7 4 male single none 4 life insurance 53 none own 2 skilled 1 none yes good
17 <0 30 no credits/all paid business 8072 no known savings <1 2 male single none 3 car 25 bank own 3 skilled 1 none yes good
18 0<=X<200 24 existing paid used car 12579 <100 >=7 4 female div/dep/mar none 2 no known property 44 none for free 1 high qualif/self emp/mgmt 1 yes yes bad
19 no checking 24 existing paid radio/tv 3430 500<=X<1000 >=7 3 male single none 2 car 31 none own 1 skilled 2 yes yes good
20 no checking 9 critical/other existing credit new car 2134 <100 1<=X<4 4 male single none 4 car 48 none own 3 skilled 1 yes yes good
21 <0 6 existing paid radio/tv 2647 500<=X<1000 1<=X<4 2 male single none 3 real estate 44 none rent 1 skilled 2 none yes good
22 <0 10 critical/other existing credit new car 2241 <100 <1 1 male single none 3 real estate 48 none rent 2 unskilled resident 2 none no good
23 0<=X<200 12 critical/other existing credit used car 1804 100<=X<500 <1 3 male single none 4 life insurance 44 none own 1 skilled 1 none yes good
24 no checking 10 critical/other existing credit furniture/equipment 2069 no known savings 1<=X<4 2 male mar/wid none 1 car 26 none own 2 skilled 1 none no good
25 <0 6 existing paid furniture/equipment 1374 <100 1<=X<4 1 male single none 2 real estate 36 bank own 1 unskilled resident 1 yes yes good
26 no checking 6 no credits/all paid radio/tv 426 <100 >=7 4 male mar/wid none 4 car 39 none own 1 unskilled resident 1 none yes good
27 >=200 12 all paid radio/tv 409 >=1000 1<=X<4 3 female div/dep/mar none 3 real estate 42 none rent 2 skilled 1 none yes good
28 0<=X<200 7 existing paid radio/tv 2415 <100 1<=X<4 3 male single guarantor 2 real estate 34 none own 1 skilled 1 none yes good
29 <0 60 delayed previously business 6836 <100 >=7 3 male single none 4 no known property 63 none own 2 skilled 1 yes yes bad
30 0<=X<200 18 existing paid business 1913 >=1000 <1 3 male mar/wid none 3 real estate 36 bank own 1 skilled 1 yes yes good
31 <0 24 existing paid furniture/equipment 4020 <100 1<=X<4 2 male single none 2 car 27 stores own 1 skilled 1 none yes good
32 0<=X<200 18 existing paid new car 5866 100<=X<500 1<=X<4 2 male single none 2 car 30 none own 2 skilled 1 yes yes good
33 no checking 12 critical/other existing credit business 1264 no known savings >=7 4 male single none 4 no known property 57 none rent 1 unskilled resident 1 none yes good
34 >=200 12 existing paid furniture/equipment 1474 <100 <1 4 female div/dep/mar none 1 life insurance 33 bank own 1 high qualif/self emp/mgmt 1 yes yes good
35 0<=X<200 45 critical/other existing credit radio/tv 4746 <100 <1 4 male single none 2 life insurance 25 none own 2 unskilled resident 1 none yes bad
36 no checking 48 critical/other existing credit education 6110 <100 1<=X<4 1 male single none 3 no known property 31 bank for free 1 skilled 1 yes yes good
37 >=200 18 existing paid radio/tv 2100 <100 1<=X<4 4 male single co applicant 2 real estate 37 stores own 1 skilled 1 none yes bad
38 >=200 10 existing paid domestic appliance 1225 <100 1<=X<4 2 male single none 2 car 37 none own 1 skilled 1 yes yes good
39 0<=X<200 9 existing paid radio/tv 458 <100 1<=X<4 4 male single none 3 real estate 24 none own 1 skilled 1 none yes good
40 no checking 30 existing paid radio/tv 2333 500<=X<1000 >=7 4 male single none 2 car 30 bank own 1 high qualif/self emp/mgmt 1 none yes good
41 0<=X<200 12 existing paid radio/tv 1158 500<=X<1000 1<=X<4 3 male div/sep none 1 car 26 none own 1 skilled 1 yes yes good
42 0<=X<200 18 delayed previously repairs 6204 <100 1<=X<4 2 male single none 4 real estate 44 none own 1 unskilled resident 2 yes yes good
43 <0 30 critical/other existing credit used car 6187 100<=X<500 4<=X<7 1 male mar/wid none 4 car 24 none rent 2 skilled 1 none yes good
44 <0 48 critical/other existing credit used car 6143 <100 >=7 4 female div/dep/mar none 4 no known property 58 stores for free 2 unskilled resident 1 none yes bad
45 no checking 11 critical/other existing credit new car 1393 <100 <1 4 female div/dep/mar none 4 car 35 none own 2 high qualif/self emp/mgmt 1 none yes good
46 no checking 36 existing paid radio/tv 2299 500<=X<1000 >=7 4 male single none 4 car 39 none own 1 skilled 1 none yes good
47 <0 6 existing paid used car 1352 500<=X<1000 unemployed 1 female div/dep/mar none 2 life insurance 23 none rent 1 unemp/unskilled non res 1 yes yes good
48 no checking 11 critical/other existing credit new car 7228 <100 1<=X<4 1 male single none 4 life insurance 39 none own 2 unskilled resident 1 none yes good
49 no checking 12 existing paid radio/tv 2073 100<=X<500 1<=X<4 4 female div/dep/mar co applicant 2 real estate 28 none own 1 skilled 1 none yes good
50 0<=X<200 24 delayed previously furniture/equipment 2333 no known savings <1 4 male single none 2 life insurance 29 bank own 1 unskilled resident 1 none yes good
51 0<=X<200 27 delayed previously used car 5965 <100 >=7 1 male single none 2 car 30 none own 2 high qualif/self emp/mgmt 1 yes yes good
52 no checking 12 existing paid radio/tv 1262 <100 1<=X<4 3 male single none 2 car 25 none own 1 skilled 1 none yes good
53 no checking 18 existing paid used car 3378 no known savings 1<=X<4 2 male single none 1 life insurance 31 none own 1 skilled 1 yes yes good
54 0<=X<200 36 delayed previously new car 2225 <100 >=7 4 male single none 4 no known property 57 bank for free 2 skilled 1 yes yes bad
55 no checking 6 all paid new car 783 no known savings 1<=X<4 1 male single guarantor 2 real estate 26 stores own 1 unskilled resident 2 none yes good
56 0<=X<200 12 existing paid radio/tv 6468 no known savings unemployed 2 male single none 1 no known property 52 none own 1 high qualif/self emp/mgmt 1 yes yes bad
57 no checking 36 critical/other existing credit radio/tv 9566 <100 1<=X<4 2 female div/dep/mar none 2 car 31 stores own 2 skilled 1 none yes good
58 >=200 18 existing paid new car 1961 <100 >=7 3 female div/dep/mar none 2 car 23 none own 1 high qualif/self emp/mgmt 1 none yes good
59 <0 36 critical/other existing credit furniture/equipment 6229 <100 <1 4 female div/dep/mar co applicant 4 no known property 23 none rent 2 unskilled resident 1 yes yes bad
60 0<=X<200 9 existing paid business 1391 <100 1<=X<4 2 male mar/wid none 1 real estate 27 bank own 1 skilled 1 yes yes good
61 0<=X<200 15 critical/other existing credit radio/tv 1537 no known savings >=7 4 male single guarantor 4 real estate 50 none own 2 skilled 1 yes yes good
62 0<=X<200 36 no credits/all paid business 1953 <100 >=7 4 male single none 4 no known property 61 none for free 1 high qualif/self emp/mgmt 1 yes yes bad
63 0<=X<200 48 no credits/all paid business 14421 <100 1<=X<4 2 male single none 2 car 25 none own 1 skilled 1 yes yes bad
64 no checking 24 existing paid radio/tv 3181 <100 <1 4 female div/dep/mar none 4 life insurance 26 none own 1 skilled 1 yes yes good
65 no checking 27 existing paid repairs 5190 no known savings >=7 4 male single none 4 life insurance 48 none own 4 skilled 2 yes yes good
66 no checking 12 existing paid radio/tv 2171 <100 <1 2 female div/dep/mar none 2 car 29 bank own 1 skilled 1 none yes good
67 0<=X<200 12 existing paid new car 1007 >=1000 1<=X<4 4 male mar/wid none 1 real estate 22 none own 1 skilled 1 none yes good
68 no checking 36 existing paid education 1819 <100 1<=X<4 4 male single none 4 no known property 37 stores for free 1 skilled 1 yes yes bad
69 no checking 36 existing paid radio/tv 2394 no known savings 1<=X<4 4 female div/dep/mar none 4 car 25 none own 1 skilled 1 none yes good
70 no checking 36 existing paid used car 8133 <100 1<=X<4 1 female div/dep/mar none 2 life insurance 30 bank own 1 skilled 1 none yes good
71 no checking 7 critical/other existing credit radio/tv 730 no known savings >=7 4 male single none 2 life insurance 46 none rent 2 unskilled resident 1 yes yes good
72 <0 8 critical/other existing credit other 1164 <100 >=7 3 male single none 4 no known property 51 bank for free 2 high qualif/self emp/mgmt 2 yes yes good
73 0<=X<200 42 critical/other existing credit business 5954 <100 4<=X<7 2 female div/dep/mar none 1 real estate 41 bank own 2 unskilled resident 1 none yes good
74 <0 36 existing paid education 1977 no known savings >=7 4 male single none 4 no known property 40 none own 1 high qualif/self emp/mgmt 1 yes yes bad
75 <0 12 critical/other existing credit used car 1526 <100 >=7 4 male single none 4 no known property 66 none for free 2 high qualif/self emp/mgmt 1 none yes good
76 <0 42 existing paid radio/tv 3965 <100 <1 4 male single none 3 car 34 none own 1 skilled 1 none yes bad
77 0<=X<200 11 delayed previously radio/tv 4771 <100 4<=X<7 2 male single none 4 life insurance 51 none own 1 skilled 1 none yes good
78 no checking 54 no credits/all paid used car 9436 no known savings 1<=X<4 2 male single none 2 life insurance 39 none own 1 unskilled resident 2 none yes good
79 0<=X<200 30 existing paid furniture/equipment 3832 <100 <1 2 male mar/wid none 1 life insurance 22 none own 1 skilled 1 none yes good
80 no checking 24 existing paid radio/tv 5943 no known savings <1 1 female div/dep/mar none 1 car 44 none own 2 skilled 1 yes yes bad
81 no checking 15 existing paid radio/tv 1213 500<=X<1000 >=7 4 male single none 3 life insurance 47 stores own 1 skilled 1 yes yes good
82 no checking 18 existing paid business 1568 100<=X<500 1<=X<4 3 female div/dep/mar none 4 life insurance 24 none rent 1 unskilled resident 1 none yes good
83 <0 24 existing paid other 1755 <100 >=7 4 female div/dep/mar guarantor 4 real estate 58 none own 1 unskilled resident 1 yes yes good
84 <0 10 existing paid radio/tv 2315 <100 >=7 3 male single none 4 real estate 52 none own 1 unskilled resident 1 none yes good
85 no checking 12 critical/other existing credit business 1412 <100 1<=X<4 4 female div/dep/mar guarantor 2 real estate 29 none own 2 high qualif/self emp/mgmt 1 yes yes good
86 0<=X<200 18 critical/other existing credit furniture/equipment 1295 <100 <1 4 female div/dep/mar none 1 life insurance 27 none own 2 skilled 1 none yes good
87 0<=X<200 36 existing paid education 12612 100<=X<500 1<=X<4 1 male single none 4 no known property 47 none for free 1 skilled 2 yes yes bad
88 <0 18 existing paid new car 2249 100<=X<500 4<=X<7 4 male single none 3 car 30 none own 1 high qualif/self emp/mgmt 2 yes yes good
89 <0 12 no credits/all paid repairs 1108 <100 4<=X<7 4 male single none 3 real estate 28 none own 2 skilled 1 none yes bad
90 no checking 12 critical/other existing credit radio/tv 618 <100 >=7 4 male single none 4 real estate 56 none own 1 skilled 1 none yes good
91 <0 12 critical/other existing credit used car 1409 <100 >=7 4 male single none 3 real estate 54 none own 1 skilled 1 none yes good
92 no checking 12 critical/other existing credit radio/tv 797 no known savings >=7 4 female div/dep/mar none 3 life insurance 33 bank own 1 unskilled resident 2 none yes bad
93 >=200 24 critical/other existing credit furniture/equipment 3617 no known savings >=7 4 male single co applicant 4 no known property 20 none rent 2 skilled 1 none yes good
94 0<=X<200 12 existing paid new car 1318 >=1000 >=7 4 male single none 4 real estate 54 none own 1 skilled 1 yes yes good
95 0<=X<200 54 no credits/all paid business 15945 <100 <1 3 male single none 4 no known property 58 none rent 1 skilled 1 yes yes bad
96 no checking 12 critical/other existing credit education 2012 no known savings 4<=X<7 4 female div/dep/mar none 2 car 61 none own 1 skilled 1 none yes good
97 0<=X<200 18 existing paid business 2622 100<=X<500 1<=X<4 4 male single none 4 car 34 none own 1 skilled 1 none yes good
98 0<=X<200 36 critical/other existing credit radio/tv 2337 <100 >=7 4 male single none 4 real estate 36 none own 1 skilled 1 none yes good
99 0<=X<200 20 delayed previously used car 7057 no known savings 4<=X<7 3 male single none 4 life insurance 36 bank rent 2 high qualif/self emp/mgmt 2 yes yes good
Group: person
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Group: personal_details
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Group: demographics
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Column: age
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age Age in years
✓ age Data Type: INT
Column: personal_status
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personal_status Personal marital status and sex
✓ personal_status Data Type: VARCHAR
Column: num_dependents
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num_dependents Number of people being liable to provide maintenance for
✓ num_dependents Data Type: INT
Group: employment
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Column: employment
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employment Present employment since
✓ employment Data Type: VARCHAR
Column: job
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job Job
✓ job Data Type: VARCHAR
Group: foreign_worker
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Column: foreign_worker
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foreign_worker Foreign worker
✓ foreign_worker Data Type: VARCHAR
Group: financial_details
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Group: checking_status
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Column: checking_status
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checking_status Status of existing checking account
✓ checking_status Data Type: VARCHAR
Group: credit_history
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Column: credit_history
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credit_history Credit history
✓ credit_history Data Type: VARCHAR
Group: savings_status
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Column: savings_status
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savings_status Status of savings account/bonds
✓ savings_status Data Type: VARCHAR
Group: existing_credits
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Column: existing_credits
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existing_credits Number of existing credits at this bank
✓ existing_credits Data Type: INT
Group: installment_commitment
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Column: installment_commitment
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installment_commitment Installment rate in percentage of disposable income
✓ installment_commitment Data Type: INT
Group: other_payment_plans
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Column: other_payment_plans
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other_payment_plans Other installment plans
✓ other_payment_plans Data Type: VARCHAR
Group: assets
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Group: property
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Column: property_magnitude
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property_magnitude Property
✓ property_magnitude Data Type: VARCHAR
Column: housing
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housing Housing
✓ housing Data Type: VARCHAR
Group: other_assets
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Column: own_telephone
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own_telephone Telephone
✓ own_telephone Data Type: VARCHAR
Group: residence
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Group: residence_since
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Column: residence_since
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residence_since Present residence since
✓ residence_since Data Type: INT
Group: credit_application
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Group: purpose
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Column: purpose
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purpose Purpose of the credit
✓ purpose Data Type: VARCHAR
Group: credit_amount
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Column: credit_amount
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credit_amount Credit amount
✓ credit_amount Data Type: INT
Group: duration
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Column: duration
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duration Duration of credit in months
✓ duration Data Type: INT
Group: other_parties
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Column: other_parties
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other_parties Other debtors / guarantors
✓ other_parties Data Type: VARCHAR
Group: credit_risk_assessment
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Group: class
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Column: class
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class Classification of good or bad credit risk
✓ class Data Type: VARCHAR

Table Summary

The table is about credit risk assessment. Each row represents a person with various attributes such as "checking_status", "duration", "credit_history", "purpose", "credit_amount", "savings_status", "employment", "installment_commitment", "personal_status", "other_parties", "residence_since", "property_magnitude", "age", "other_payment_plans", "housing", "existing_credits", "job", "num_dependents", "own_telephone", "foreign_worker", and "class". The "class" attribute indicates whether the person is a good or bad credit risk.


Column Grouping

Column Summary

Column Summary
0 checking_status Status of existing checking account
1 duration Duration of credit in months
2 credit_history Credit history
3 purpose Purpose of the credit
4 credit_amount Credit amount
5 savings_status Status of savings account/bonds
6 employment Present employment since
7 installment_commitment Installment rate in percentage of disposable income
8 personal_status Personal marital status and sex
9 other_parties Other debtors / guarantors
10 residence_since Present residence since
11 property_magnitude Property
12 age Age in years
13 other_payment_plans Other installment plans
14 housing Housing
15 existing_credits Number of existing credits at this bank
16 job Job
17 num_dependents Number of people being liable to provide maintenance for
18 own_telephone Telephone
19 foreign_worker Foreign worker
20 class Classification of good or bad credit risk

Data Type

Column Current Type Target Type Matched?
0 checking_status VARCHAR VARCHAR ✔️ Yes
1 duration INT INT ✔️ Yes
2 credit_history VARCHAR VARCHAR ✔️ Yes
3 purpose VARCHAR VARCHAR ✔️ Yes
4 credit_amount INT INT ✔️ Yes
5 savings_status VARCHAR VARCHAR ✔️ Yes
6 employment VARCHAR VARCHAR ✔️ Yes
7 installment_commitment INT INT ✔️ Yes
8 personal_status VARCHAR VARCHAR ✔️ Yes
9 other_parties VARCHAR VARCHAR ✔️ Yes
10 residence_since INT INT ✔️ Yes
11 property_magnitude VARCHAR VARCHAR ✔️ Yes
12 age INT INT ✔️ Yes
13 other_payment_plans VARCHAR VARCHAR ✔️ Yes
14 housing VARCHAR VARCHAR ✔️ Yes
15 existing_credits INT INT ✔️ Yes
16 job VARCHAR VARCHAR ✔️ Yes
17 num_dependents INT INT ✔️ Yes
18 own_telephone VARCHAR VARCHAR ✔️ Yes
19 foreign_worker VARCHAR VARCHAR ✔️ Yes
20 class VARCHAR VARCHAR ✔️ Yes

Column Uniqueness

Column Is Unique Should be Unique? Explanation

Column Range

Column True Range Expected Range Explanation Within Range?
0 duration [4, 72] [0, 100] Loan duration typically less than 100 months ✔️ Yes
1 credit_amount [250, 18424] [0, 100000] Loan amount usually below 100,000 ✔️ Yes
2 installment_commitment [1, 4] [0, 10] Installment commitment likely single digit percentage ✔️ Yes
3 residence_since [1, 4] [0, 10] Years at current residence usually under 10 ✔️ Yes
4 age [19, 75] [18, 100] Borrowers typically working age adults ✔️ Yes
5 existing_credits [1, 4] [0, 10] Existing credits likely under 10 ✔️ Yes
6 num_dependents [1, 2] [0, 10] Number of dependents rarely exceeds 10 ✔️ Yes